Florida · Direct lender
Private lender in Florida
Headquarters is 3458 Lakeshore Drive, Tallahassee. If you are flipping, bridging, or buying investment property in Florida, the underwriting desk is in-state — and the capital is ours.
- Coverage
- 48 states
- Terms
- 5 minutes
- Fastest fund
- 24-48 hours
- Loan range
- $100K-$100M
Direct lender. We lend our own capital.
Florida is not a satellite market for us. The registered office and headquarters are in Tallahassee. Sponsors in Jacksonville, Tampa, Orlando, Miami-Dade, and the Panhandle use the same programs as the rest of the country. This page exists because the company is actually here.
Fix and flip volume in Florida is real. So is short-term bridge when a sale or refinance is dated after the closing you have to hit. We do not pretend every Florida file is a beach condo. Small-balance commercial, SFR investment, and construction are in-guidelines where the asset qualifies.
The founder is licensed as a real estate professional in Florida. That is a presence fact. It is not a consumer-mortgage license claim. Loans on this site are business-purpose. Coverage remains 48 states; Florida is home, not a fence.
Where we sit in Florida
This is the registered headquarters — not a virtual mailbox.
3458 Lakeshore DriveTallahassee, FL 32312Headquarters
What we lend in Florida
Same programs as the rest of the site. These pages are the local door — not a second set of terms.
How Florida deals usually show up
Fix and flip on Florida SFR and small multifamily
Purchase plus rehab in one loan. Qualified deals can reach 100% LTC. Full grid is on the Fix & Flip page.
Bridge between two Florida dates
You have a buyer or a take-out and it is not this week. Bridge is the product; this page is the Florida door.
In-state HQ, out-of-state capital stack
You want a direct lender with a Florida office and a national book. That is the HQ, not a rented virtual address.
Local market
Florida questions
Soft credit pull only — no hit to your score to get terms Business-purpose lending in 48 states. Typical close 9-21 days.
Yes. Headquarters is 3458 Lakeshore Drive, Tallahassee, FL 32312. We also keep an office in Alexandria, VA. We lend in 48 states.
Yes. Fix & Flip is a named program. This page is the Florida market page; the product terms live on /programs/fix-and-flip.
No. The HQ is in Tallahassee. We lend statewide in Florida and in 48 states. The asset location is what matters, not whether you can visit Lakeshore Drive.
CR Equity AI is headquartered in Tallahassee and is a direct lender across Florida and 48 states. We underwrite bridge, fix and flip, DSCR, construction, small balance commercial, and business loans with our own capital and AI — including AIVAA when you apply. See terms in about five minutes with a soft credit pull.
CR Equity AI funds qualifying fix and flip and F.L.E.X. 50™ files in as little as 24–48 hours because we lend our own capital — no broker chain or weekly committee. Purchase and DSCR programs typically close in about 9–21 days depending on the product and file.
Purchase, fix and flip, DSCR refinance, commercial bridge, F.L.E.X. 50™, ground-up construction, small balance commercial, business loans, ITIN and foreign-national programs, and hard money — from one direct-lender platform. Each program publishes its advance-rate grid so you can size the deal before applying.
Yes. CR Equity AI uses a soft credit pull only to price a deal, so checking terms does not hit your score. A hard pull happens later, only after you accept terms and move toward closing.
A bank routes commercial credit through committee and a multi-week appraisal timeline — funding often lands on day 45–90. CR Equity AI decides in-house, values with AIVAA in minutes, and targets a much faster close when the file is clean — often around 9–15 days on acquisition and bridge-style products.
Yes. Headquarters is at 3458 Lakeshore Drive, Tallahassee. We lend statewide in Florida and in 48 U.S. states. You do not need to close at HQ — the asset location is what matters.