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AIVAA™ — OUR AI VALUES YOUR PROPERTY IN MINUTES. NO $3,000 APPRAISAL, NO THREE-WEEK WAIT

Direct lender · AI-underwritten · 48 states

Real terms on your deal in 5 minutes. Funded in as little as 48 hours.

We’re a direct lender — our capital, our AI, our decision. AIVAA™ values the property while you’re still on the page, a human underwriter signs off in 4 hours, and most deals close in about 10 days. no referrer affiliate, no appraisal, no committee that meets on Thursdays.

Two minutes. Soft credit pull only. No fee, no commitment.

Seeking funding for your business? CR Equity can provide working capital for your business in 4 hours. See business loan options →

  • Inc. 5000 No. 1,036
  • 414% three-year growth
  • 2,000+ brokers and affiliates
  • $100K-$100M
  • 48 states

What can we help you do?

Tell us the situation.We’ll match the loan type.

No jargon. Start with what you’re trying to do, and we’ll show you the loan that fits — the terms, the timeline, and what we need from you to get to yes.

Investment property acquisition financing from CR Equity AIPurchase

Buy a CRE/Residential Investment Property

You found a deal and the seller won't wait. Close in ~10 days, not months — no income verification, soft credit pull, direct lender.

~10 days typical close

Modern multifamily townhomes with stone accents along a landscaped sidewalkFix & Flip

Purchase and Rehab in One Loan

One loan covers the purchase and the rehab budget. Close fast, keep your capital free, and move to the next deal.

Funded in 24-48 hrs

DSCR cash-out refinance for investment rental propertyDSCR Refinance

DSCR Cash-Out Refinance

Better rate or cash-out equity — qualified on the rent, not your tax return. Built for self-employed and 1099 investors.

Qualified on rent, not tax returns

F.L.E.X. 50 asset-based bridge loan, up to 50% LTVF.L.E.X. 50™

Close in Days When Speed Decides the Deal

Asset-based purchase and rehab — qualified on the property, not your paperwork. Light docs so you close when the deal won’t wait.

Up to 50% LTV · Funded in 24-48 hrs

Ground-up construction loan with milestone drawsConstruction

Build from the ground up

For empty land, a tear-down, or a build you plan to sell. We pay for the land and the build in steps as you finish each part.

Milestone draws · own capital · hold loan day one

Small balance commercial real estate loan for multifamily and mixed-use propertySmall Balance Commercial

Finance Income-Producing Property

Commercial debt for income-producing property — structured to close on your timeline, not the bank’s.

$100K-$100M · up to 80% LTV · from 11%

Working capital and equipment financing for small businessBusiness

Funding for Your Business

Working capital, equipment, or growth capital. No property required — a 2-minute application and a decision in 4 hours.

Up to $10M · decision in 4 hrs

From address to funded

  1. 1

    Tell us about the deal

    2 minutes

    The address, roughly how much you need, and what you plan to do with it. No documents yet.

  2. 2

    AIVAA™ prices the property

    Minutes

    Our AI reads 12 data sources for what it's worth, what it rents for, and what could go wrong. No $3,000 appraiser, no three-week wait.

  3. 3

    You get real terms

    4 hours

    A human underwriter checks the AI's work and signs off. Rate, fees, structure — a number you can act on.

  4. 4

    The money lands

    48 hours to 10 days

    Depending on the program. Sign digitally, close, and watch every step in your dashboard.