PurchaseBuy a CRE/Residential Investment Property
You found a deal and the seller won't wait. Close in ~10 days, not months — no income verification, soft credit pull, direct lender.
~10 days typical close
AIVAA™ — OUR AI VALUES YOUR PROPERTY IN MINUTES. NO $3,000 APPRAISAL, NO THREE-WEEK WAIT
Direct lender · AI-underwritten · 48 states
We’re a direct lender — our capital, our AI, our decision. AIVAA™ values the property while you’re still on the page, a human underwriter signs off in 4 hours, and most deals close in about 10 days. no referrer affiliate, no appraisal, no committee that meets on Thursdays.
Two minutes. Soft credit pull only. No fee, no commitment.
Seeking funding for your business? CR Equity can provide working capital for your business in 4 hours. See business loan options →
What can we help you do?
No jargon. Start with what you’re trying to do, and we’ll show you the loan that fits — the terms, the timeline, and what we need from you to get to yes.
PurchaseYou found a deal and the seller won't wait. Close in ~10 days, not months — no income verification, soft credit pull, direct lender.
~10 days typical close
Fix & FlipOne loan covers the purchase and the rehab budget. Close fast, keep your capital free, and move to the next deal.
Funded in 24-48 hrs
DSCR RefinanceBetter rate or cash-out equity — qualified on the rent, not your tax return. Built for self-employed and 1099 investors.
Qualified on rent, not tax returns
F.L.E.X. 50™Asset-based purchase and rehab — qualified on the property, not your paperwork. Light docs so you close when the deal won’t wait.
Up to 50% LTV · Funded in 24-48 hrs
ConstructionFor empty land, a tear-down, or a build you plan to sell. We pay for the land and the build in steps as you finish each part.
Milestone draws · own capital · hold loan day one
Small Balance CommercialCommercial debt for income-producing property — structured to close on your timeline, not the bank’s.
$100K-$100M · up to 80% LTV · from 11%
BusinessWorking capital, equipment, or growth capital. No property required — a 2-minute application and a decision in 4 hours.
Up to $10M · decision in 4 hrs
The address, roughly how much you need, and what you plan to do with it. No documents yet.
Our AI reads 12 data sources for what it's worth, what it rents for, and what could go wrong. No $3,000 appraiser, no three-week wait.
A human underwriter checks the AI's work and signs off. Rate, fees, structure — a number you can act on.
Depending on the program. Sign digitally, close, and watch every step in your dashboard.
What can we help you do?
No jargon. Start with what you’re trying to do, and we’ll show you the loan that fits — the terms, the timeline, and what we need from you to get to yes.
PurchaseYou found a deal and the seller won't wait. Close in ~10 days, not months — no income verification, soft credit pull, direct lender.
~10 days typical close
Fix & FlipOne loan covers the purchase and the rehab budget. Close fast, keep your capital free, and move to the next deal.
Funded in 24-48 hrs
DSCR RefinanceBetter rate or cash-out equity — qualified on the rent, not your tax return. Built for self-employed and 1099 investors.
Qualified on rent, not tax returns
F.L.E.X. 50™Asset-based purchase and rehab — qualified on the property, not your paperwork. Light docs so you close when the deal won’t wait.
Up to 50% LTV · Funded in 24-48 hrs
ConstructionFor empty land, a tear-down, or a build you plan to sell. We pay for the land and the build in steps as you finish each part.
Milestone draws · own capital · hold loan day one
Small Balance CommercialCommercial debt for income-producing property — structured to close on your timeline, not the bank’s.
$100K-$100M · up to 80% LTV · from 11%
BusinessWorking capital, equipment, or growth capital. No property required — a 2-minute application and a decision in 4 hours.
Up to $10M · decision in 4 hrs
Carry, rate exposure, and a seller who does not have to wait for you. That is the gap the two bars measure.
CR Equity AI
A bank or hard-money shop
| CR Equity AIDirect lender | A bank or hard-money shopCommittee path | |
|---|---|---|
| Who decides | We do. We lend our own capital. | A committee, and often a broker taking points |
| Cost to get a quote | Nothing | Application and appraisal fees up front |
| Credit impact to get terms | Soft pull only | Hard pull |
| Knowing the jargon | Not needed. Describe the deal, we name the loan. | You are expected to already know |
| Knowing where your deal stands | A live dashboard, any time | Email your loan officer and wait |
2-minute application. Soft credit pull, no appraisal fee, and a real number back in about 4 hours.
Where we lend
Property loans across 46 states plus DC & Puerto Rico, and business loans in Canada too. Tap a state to check.
Recently funded
A look at deals we recently funded, with the property details that show how borrowers experience speed on the ground.
Success stories
Insights

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STILL NOT SURE?
Tell us what you're trying to do — in your own words — and a CR Equity AI specialist will work out which loan fits. No jargon required, typically within 1 hour.
