Skip to main content

AIVAA™ — OUR AI VALUES YOUR PROPERTY IN MINUTES. NO $3,000 APPRAISAL, NO THREE-WEEK WAIT

Tool · Direct lender

ITIN & Foreign National Quote

Get my terms

Six Answers Are All We Need to Quote You

You do not need a full document package to get a quote. Tell us the property, the numbers, and how you qualify — citizenship, visa or ITIN, and whether you have a U.S. score. An underwriter replies with a written scenario, typically the same day to 24 hours.

  1. 1Property address or market (state and county)
  2. 2Property type, and whether commercial space is attached
  3. 3Purchase, rate/term, or cash-out — plus price and down payment or loan amount
  4. 4Expected monthly rent, long-term or short-term
  5. 5Country of citizenship
  6. 6Visa or ITIN, and whether you have a U.S. credit score

By submitting, you agree that CR Equity AI may process any personal information you provide pursuant to our Privacy Policy and Terms of Service, and consent to receive marketing emails and SMS about loan terms. You may unsubscribe at any time.

What happens after you send this

  1. 1. Send six answers

    Property, purpose, price, rent, citizenship, and visa or ITIN. Contact details so an underwriter can reach you.

  2. 2. Get a written scenario

    Typically same day to 24 hours. Soft pull only if you have a U.S. score — no hit to see terms. No score is a published path.

  3. 3. Documents after you proceed

    Source of funds, 30-day seasoning (including overseas accounts), and 12 months of reserves. Appraisal timing, including a second appraisal above $2,000,000, drives the close date.

Quote questions

What do you need to quote an ITIN or foreign-national loan?
Six answers: property and market, property type, purchase or refinance, price and down payment or loan amount, expected rent, and citizenship plus visa or ITIN. U.S. credit is optional. Documents come after you decide to proceed.
Do I need a U.S. credit score to get a quote?
No. No-FICO is a published path. If you have a U.S. score, we do a soft pull only — no hit to your score to see terms. A hard pull happens only if you accept terms and move to close.
Is this a rate advertisement or a loan offer?
No. You receive a written, scenario-specific quote. This form does not state a rate, APR, payment, or point structure as an offered credit term. Final LTV and terms are underwriting.
How is this different from the program page?
The program page publishes eligibility, leverage, visas, and both qualifying paths. This form is the intake for a written quote on that overlay.

Need the full overlay before you quote?

Leverage, visas, DSCR vs Full Documentation, and the property rules live on the program page.

Read ITIN & foreign national guidelines