Northern Virginia · Direct lender
Private money lender in Northern Virginia
Fairfax, Arlington, Loudoun, and Prince William run on settlement dates, not bank calendars. We underwrite from the Alexandria office and lend our own capital on business-purpose real estate across NoVA.
- Coverage
- 48 states
- Terms
- 5 minutes
- Fastest fund
- 24-48 hours
- Loan range
- $100K-$100M
Direct lender. We lend our own capital.
Northern Virginia is not one product. A Tysons condo used as a rental, a Sterling warehouse, and a Woodbridge fourplex do not fit the same box. The programs are the same ones on the national site: purchase, fix and flip, bridge, construction, F.L.E.X. 50™. This page exists so a NoVA search lands on a lender that is actually in the corridor.
We are not a broker network. A private money search in this region usually means: the bank said no, the closing is dated, or the property is in transition. Those are bridge and fix-and-flip files. We price them as a direct lender.
Virginia is one of the two states where the founder is licensed as a real estate professional. That is a presence fact, not a consumer-mortgage claim. All loans on this site are business-purpose.
Where we sit in Northern Virginia
Local office in this metro. We do not invent a street number for Google.
Alexandria, VAAlexandria officeStreet address on file with the company — we do not publish a suite we do not have.
What we lend in Northern Virginia
Same programs as the rest of the site. These pages are the local door — not a second set of terms.
How Northern Virginia deals usually show up
Fix and flip financing in Virginia
Buy, rehab, and exit on a NoVA SFR or small multifamily. One facility for purchase and work. Product detail is on the Fix & Flip page.
Bridge when the take-out is dated later
A refinance or sale that is real but not this month. Bridge now, stabilize or sell on the schedule you already have.
Acquisition off a 1031 clock
Replacement property in Fairfax or Loudoun with a clock the bank will not hit. Direct lender, our capital.
Local market
Northern Virginia questions
Soft credit pull only — no hit to your score to get terms Business-purpose lending in 48 states. Typical close 9-21 days.
Yes. Direct lender. Alexandria office. We lend our own capital on business-purpose real estate in Northern Virginia and 48 states.
Yes. Fix & Flip is a named program: purchase plus rehab, up to 100% LTC on qualifying deals. This page is the NoVA door to that product.
No. Northern Virginia here means the close-in and outer suburbs that clear through the Alexandria office — including Loudoun and Prince William. If your asset is in DC proper, use the Washington DC page.
CR Equity AI is a direct lender with an Alexandria office serving Northern Virginia. We underwrite bridge, fix and flip, DSCR, construction, small balance commercial, and business loans with our own capital and AI — including AIVAA property valuation when you apply. See terms in about five minutes with a soft credit pull.
CR Equity AI funds qualifying fix and flip and F.L.E.X. 50™ files in as little as 24–48 hours because we lend our own capital — no broker chain or weekly committee. Purchase and DSCR programs typically close in about 9–21 days depending on the product and file.
Purchase, fix and flip, DSCR refinance, commercial bridge, F.L.E.X. 50™, ground-up construction, small balance commercial, business loans, ITIN and foreign-national programs, and hard money — from one direct-lender platform. Each program publishes its advance-rate grid so you can size the deal before applying.
Yes. CR Equity AI uses a soft credit pull only to price a deal, so checking terms does not hit your score. A hard pull happens later, only after you accept terms and move toward closing.
A bank routes commercial credit through committee and a multi-week appraisal timeline — funding often lands on day 45–90. CR Equity AI decides in-house, values with AIVAA in minutes, and targets a much faster close when the file is clean — often around 9–15 days on acquisition and bridge-style products.
Yes. CR Equity AI lends in 48 U.S. states, including all of Northern Virginia and Virginia. We do not lend in Alaska, Hawaii, or Puerto Rico. Business loans also extend into Canada.
Other markets in this cluster
Get terms on a Northern Virginia deal
Real terms in 5 minutes. Funded in as little as 48 hours.
See my terms