Atlanta–Sandy Springs–Alpharetta · Direct lender
Investment property loans in Atlanta, GA
CR Equity AI funds DSCR, bridge and fix-and-flip loans for real estate investors in Atlanta, GA and across Fulton, DeKalb, Cobb, Gwinnett and Clayton counties. We finance single-family, 2–4 unit, multifamily, mixed-use and commercial properties, with fix-and-flip funding in 24–48 hours and purchase closings in 9–15 days.
- Coverage
- 48 states
- Terms
- 5 minutes
- Fastest fund
- 24-48 hours
- Loan range
- $75K-$100M
Direct lender. We lend our own capital.
Metro Atlanta has one of the largest single-family rental investor bases in the country, from first-time landlords to operators with dozens of doors. DSCR loans let those investors qualify on each property's rent instead of tax returns, which is why portfolio growth here usually runs through rental financing.
Most of what we finance in the Atlanta–Sandy Springs–Alpharetta metro: Scattered-site single-family rentals, intown renovations and 2–4 unit properties inside and outside the Perimeter.
Same national programs apply in Atlanta: DSCR for rentals, bridge for speed-sensitive acquisitions and lease-up, and fix and flip with rehab draws. Soft credit pull to see terms. Business-purpose only — not owner-occupied homes.
What we lend in Atlanta
Same programs as the rest of the site. These pages are the local door — not a second set of terms.
How Atlanta deals usually show up
DSCR rentals in Atlanta
Long-term or short-term rentals that qualify on the property's rent, not personal tax returns. Common across West End, East Point and Decatur.
Fix and flip in Atlanta
Purchase plus renovation with rehab draws sized to after-repair value. Speed matters in Atlanta when contracts are competitive.
Business-purpose CRE in Atlanta
Acquisition, refinance, and value-add on investment property — not owner-occupied homes.
Where we lend in Atlanta–Sandy Springs–Alpharetta
Counties
- Fulton
- DeKalb
- Cobb
- Gwinnett
- Clayton
Cities and neighborhoods
- West End
- East Point
- Decatur
- Marietta
- College Park
- Stone Mountain
- Lawrenceville
Local market
Atlanta questions
Soft credit pull only — no hit to your score to get terms Business-purpose lending in 48 states. Typical close 9-15 days.
Yes. CR Equity AI funds DSCR, bridge and fix-and-flip loans for investment properties across Fulton, DeKalb, Cobb, Gwinnett and Clayton counties, including West End, East Point, Decatur and Marietta. Loans are for business-purpose real estate: single-family, 2–4 unit, multifamily, mixed-use and commercial.
Fix-and-flip loans can fund in 24–48 hours once the file is complete, and purchase loans typically close in 9–15 days. Timing depends on title, appraisal or valuation, and how quickly documents come in.
Yes. A DSCR loan qualifies on the property's rental income compared with its monthly debt payment, so personal tax returns and W-2s are not used to qualify. Credit, reserves and the property itself are still reviewed.
Single-family rentals and flips, 2–4 unit properties, apartment buildings with five or more units, mixed-use buildings and small-balance commercial properties. Owner-occupied homes are not eligible because these are business-purpose loans.
Yes. CR Equity AI uses a soft credit pull only to price a deal, so checking terms does not hit your score. A hard pull happens later, only after you accept terms and move toward closing.
Yes. Many investors finish a renovation with a fix-and-flip loan, lease the property, then refinance into a DSCR loan to hold it. Planning both loans at the start makes the refinance faster.