Nashville–Davidson–Murfreesboro–Franklin · Direct lender
Investment property loans in Nashville, TN
CR Equity AI funds DSCR, bridge and fix-and-flip loans for real estate investors in Nashville, TN and across Davidson, Rutherford, Williamson, Sumner and Wilson counties. We finance single-family, 2–4 unit, multifamily, mixed-use and commercial properties, with fix-and-flip funding in 24–48 hours and purchase closings in 9–15 days.
- Coverage
- 48 states
- Terms
- 5 minutes
- Fastest fund
- 24-48 hours
- Loan range
- $75K-$100M
Direct lender. We lend our own capital.
Nashville investors balance appreciation with cash flow, and short-term rentals are a major part of the market. Davidson County's short-term rental permit rules vary by zoning and owner-occupancy, so confirming permit status early keeps an STR deal on track.
Most of what we finance in the Nashville–Davidson–Murfreesboro–Franklin metro: Short-term rentals, infill and new-construction rentals, and suburban single-family.
Same national programs apply in Nashville: DSCR for rentals, bridge for speed-sensitive acquisitions and lease-up, and fix and flip with rehab draws. Soft credit pull to see terms. Business-purpose only — not owner-occupied homes.
What we lend in Nashville
Same programs as the rest of the site. These pages are the local door — not a second set of terms.
How Nashville deals usually show up
DSCR rentals in Nashville
Long-term or short-term rentals that qualify on the property's rent, not personal tax returns. Common across East Nashville, The Nations and Antioch.
Short-term rentals in Nashville
DSCR financing that can use projected or historical STR income when local permits and HOA rules allow.
Business-purpose CRE in Nashville
Acquisition, refinance, and value-add on investment property — not owner-occupied homes.
Where we lend in Nashville–Davidson–Murfreesboro–Franklin
Counties
- Davidson
- Rutherford
- Williamson
- Sumner
- Wilson
Cities and neighborhoods
- East Nashville
- The Nations
- Antioch
- Madison
- Murfreesboro
- Gallatin
- Lebanon
Local market
Nashville questions
Soft credit pull only — no hit to your score to get terms Business-purpose lending in 48 states. Typical close 9-15 days.
Yes. CR Equity AI funds DSCR, bridge and fix-and-flip loans for investment properties across Davidson, Rutherford, Williamson, Sumner and Wilson counties, including East Nashville, The Nations, Antioch and Madison. Loans are for business-purpose real estate: single-family, 2–4 unit, multifamily, mixed-use and commercial.
Fix-and-flip loans can fund in 24–48 hours once the file is complete, and purchase loans typically close in 9–15 days. Timing depends on title, appraisal or valuation, and how quickly documents come in.
Yes. A DSCR loan qualifies on the property's rental income compared with its monthly debt payment, so personal tax returns and W-2s are not used to qualify. Credit, reserves and the property itself are still reviewed.
Single-family rentals and flips, 2–4 unit properties, apartment buildings with five or more units, mixed-use buildings and small-balance commercial properties. Owner-occupied homes are not eligible because these are business-purpose loans.
Yes. CR Equity AI uses a soft credit pull only to price a deal, so checking terms does not hit your score. A hard pull happens later, only after you accept terms and move toward closing.
Yes. Short-term rentals in the Nashville area can qualify using projected or historical short-term rental income. Confirm local permit and HOA rules before you go under contract, because the income must be legally earnable.