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AI-Powered Business Lending

Fast Business Funding with Under 4-Hour Approvals

Automated underwriting, with initial decisions typically within 4 hours — plus term loans, lines of credit, and equipment financing for real-world business needs.

0M
Line of Credit Max
0K
Term Loan Max
0h
Typical approval

Why Choose CR Equity AI for Business Financing

Speed, certainty, and flexible capital for operators and growth-stage companies

AI-Powered Approvals

Fast decisions with multiple offers in minutes

Under 4-Hour Decisions

Get a fast first response—then move quickly on payroll, inventory, equipment, and expansion.

Built for LLCs & Corporations

Financing for business entities across 1,000+ industries nationwide.

Transparent Pricing

Clear, upfront pricing tools with no hidden fee surprises.

Key Program Highlights

Fast business funding and working capital for operators—first decisions often within 4 hours, covering term loans, a fast business line of credit, business expansion loans, and equipment financing for LLCs & corporations nationwide.

Business financing and working capital
Line of Credit
$5K - $10M
Term Loan
$5K - $250K
Loan Duration
12, 18, or 24 months
Payment Frequency
Weekly or monthly (LOC) / predictable daily or weekly (term loan)
Top Benefits
Revolving access, pay only for what you use, no prepayment penalties
Use Cases
Bridge cash flow, payroll, inventory, hiring, equipment, renovations, expansion

Does Your Business Qualify?

Review baseline requirements before applying.

Eligible

  • 1+ year in business
  • $100K annual business revenue
  • 625+ personal FICO score
  • U.S.-based entity with business bank account

Not Eligible

  • Businesses below minimum operating history
  • Revenue below baseline program thresholds
  • Applications that do not meet underwriting criteria

THE LOAN|PRODUCTS|WE OFFER

Term Loan

Decisions often within 4 hours; funding up to $1,000,000 with flexible repayment terms. Terms range from six to 24 months.

Debt Consolidation

Save up to 60% on what you're currently paying throughout all of your advances and credit loans while extending your term and lowering your rates. Terms range from six to 18 months.

Bridge/Merchant Cash Advance (MCA) Loan

Gain a quick advance of working capital—up to $500,000—to boost your profit margins and increase cash flow to meet any other business needs. Terms range up to nine months.

Revolving Line of Credit

Only pay for what you pull—apply for fast credit approvals of up to $250,000. Businesses must operate for over three years and have a minimum revenue of $50,000 per month. Terms range up to 24 months.

Client Results

How businesses use CR Equity AI capital solutions.

Zakaria Alam Mithu — CR Equity AI customer
Zakaria Alam Mithu
26 March 2025
Donovan Hardee
22 March 2025
Denise Branham — CR Equity AI customer
Denise Branham
21 March 2025
Murugan Vadivel
19 March 2025
Donovan Hardee
17 March 2025
Sean Morris — CR Equity AI customer
Sean Morris
20 Nov 2025
Yvonne Cameron
14 Nov 2025
Paul J. Valadez
3 April 2025
Bryan Peattie
22 March 2025

Frequently Asked Questions

Everything you need to know about business financing options.

Many applicants receive an initial decision within 4 hours. Funding timing depends on your file and documentation but often follows shortly after approval.

Yes. We support LLCs, corporations, and partnership structures.

Programs typically require at least 1 year in business and revenue history.

No prepayment penalties apply for eligible line-of-credit and term-loan scenarios.

Need Capital to Grow Your Business?

Apply in minutes and get flexible funding options for operations, growth, and expansion.

$10M
LOC Maximum
<4h
Typical first decision
AI
Decision Engine