Answers
Investment loan questions, answered
Clear answers on rates, loan types, who qualifies, and how funding works — in plain English.
55 questions
Rates
Loan types
- What is a DSCR loan?
- What is a bridge loan?
- What is a hard money loan?
- What is F.L.E.X. 50™?
- What is AIVAA?
- Is AIVAA a licensed real estate appraisal?
- What is loan-to-cost (LTC)?
- What is loan-to-value (LTV)?
- Can I get up to 100% LTC on a fix and flip?
- What loan types does CR Equity AI offer?
- What is the difference between a bridge loan and a fix-and-flip loan?
- Can I refinance a hard money or bridge loan into a DSCR loan?
- What is a DSCR cash-out refinance?
- What is BTFU™?
- What is CR Equity Mini 250?
- Can I get a business loan without real estate?
- How long are bridge loan terms?
- What is PITIA?
Who qualifies
- Do you lend to first-time real estate investors?
- Can foreign nationals or ITIN investors get a loan?
- Can I finance a short-term rental or Airbnb?
- Can I live in a property I finance with CR Equity AI?
- Do I need tax returns for a DSCR loan?
- What credit score do I need?
- Can an LLC or entity get a loan?
- Can I use CR Equity AI for a 1031 exchange purchase?
- Do you finance multifamily investment property?
How it works
- How fast can I get loan terms?
- How fast can CR Equity AI fund a loan?
- How long does loan underwriting take?
- What fees are associated with a CR Equity AI loan?
- How do I get a proof of funds letter?
- How do I calculate DSCR?
- What is a rehab draw?
- Do you need an appraisal for bridge or fix-and-flip loans?
- Is there an application fee?
- How long is a typical close?
- What is a soft credit pull?
- How do I start an application?
About us
Need definitions? See the glossary. Looking for numbers? See rates. Or browse the full FAQ.