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AIVAA™ — OUR AI VALUES YOUR PROPERTY IN MINUTES. NO $3,000 APPRAISAL, NO THREE-WEEK WAIT

Guide · Bridge

Bridge Loan Costs

CR Equity AI bridge loans start at 10.99%, with a 1.50% origination fee at closing and a 0.50% exit fee when you sell or refinance. On top of that, budget the $599 application fee, $199 background and lien search, and $999 for the AIVAA™ valuation, all due when you sign the term sheet, plus a $999 technology fee at funding.

Published bridge pricing

As of September 15, 2026, bridge loans start at 10.99%, with 1.50% origination, a 0.50% exit fee, and 0.25% a year in servicing on the outstanding balance. If you need to close faster than usual, an optional expedited origination of 2.00% replaces the standard fee.

AIVAA™ (AI Valuation & Analytics Assessment) is our in-house property valuation; it replaces a traditional appraisal on bridge loans. Try the cost calculator on the bridge program page to estimate your own deal. Your term sheet shows the final numbers.

When F.L.E.X. 50™ costs apply instead

F.L.E.X. 50™ is a separate emergency bridge for when you need money fast with minimal paperwork. It has a flat 15.00% rate and 5.00% origination, and you can borrow up to 50% of the property value. Compare it with standard bridge pricing separately.

Bridge loan costs at a glance

DetailCR Equity AI
Starting rate10.99% (final rate on your term sheet)
Origination1.50% at closing
Exit fee0.50% when you sell, refinance, or the loan matures
Servicing0.25% a year on the outstanding balance
Application fee$599 when you sign the term sheet
Background and lien search$199 when you sign the term sheet
AIVAA™ valuation$999 when you sign the term sheet
Technology fee$999 at funding
Loan size$75K–$100M
Typical close9–15 days

When a bridge loan makes sense

  • Buying, refinancing, or renovating an investment property on a tight deadline
  • When you need to close quickly and plan to refinance into long-term financing later
  • Investment properties in the states we lend in

Frequently asked questions

Related pages

Direct lender. We lend our own capital. Soft credit pull only — no hit to your score to get terms.

Brokers: you can submit a client’s deal or learn about our broker program.