CR Equity Ai — Comprehensive Pricing & Fee Policy

Detailed Structure and Explanation of All Fees and Policies

Introduction

Below is a fully updated, publication‑ready CR Equity Ai Pricing Policy, now including the Transactional / Platform Fees listed on www.crequity.ai, integrated cleanly into the structure you approved.

CR Equity Ai — Updated Pricing & Fee Policy

CR Equity Ai operates exclusively as a Fee‑for‑Service (FFS) commercial underwriting and capital‑intelligence platform. The platform does not charge subscription or SaaS fees, and no client is billed until they formally accept terms and elect to proceed with a transaction.

CR Equity Ai cannot waive, defer, finance, or roll underwriting costs to closing. These costs represent required third‑party and internal expenses necessary to initiate a compliant, audit‑ready underwriting file.

1. Required Fees Upon Acceptance of Terms

Once a client accepts a termsheet, the following fees become due:

  • Application Fee
  • Appraisal Fee
  • Transactional Expedited Handling Fee(s)
  • Platform / Transactional Processing Fee

Standard Fee Schedule

Transaction SizeTotal Underwriting FeesWhat's Included
≤ $1,000,000$3,250Application, appraisal, expedited handling, administrative processing, platform processing, and initial legal review
> $1,000,000$10,250Expanded diligence, legal review, valuation scope, platform processing, and underwriting complexity

These fees are required to initiate underwriting and are not contingent on funding.

2. Platform / Transactional Fees (as listed on www.crequity.ai)

In addition to underwriting costs, CR Equity Ai applies platform‑level transactional fees that support the secure, encrypted, and AI‑driven infrastructure used to process, validate, and deliver compliant terms.

These fees include:

  • Platform Processing Fee
  • AI Underwriting Engine Access Fee
  • Immutable Ledger & Audit Trail Fee
  • Secure Document Generation & Storage Fee

These platform fees are not optional, as they are required to maintain the integrity, security, and compliance of the CR Equity Ai ecosystem.

3. What the Underwriting Fees Include (The Fine Print)

The underwriting fees cover the full internal and third‑party process required to issue compliant, defensible terms:

  • MAI‑based appraisal
  • Dedicated AI underwriting agent
  • Drafting, legal review, and handling of all transactional documents
  • Platform‑level processing and encrypted data handling
  • Administrative and operational support

These are not "upfront fees" in the predatory sense. They are standard commercial underwriting costs borne in every CRE transaction.

4. Industry‑Standard Underwriting Cost Context

Commercial real estate underwriting typically includes:

  • Appraisal fees:
  • Processing/underwriting fees:
  • Legal/transactional review:
  • Administrative and platform fees:

These ranges demonstrate that CR Equity Ai's bundled fee structure is consistent with national commercial lending norms and often significantly more efficient.

5. Why CR Equity Ai Does Not Accept Outside Reports

CR Equity Ai operates an enclosed, lender‑grade, blockchain‑anchored underwriting system. For compliance, accuracy, and auditability:

  • The platform does not accept third‑party reports, title abstracts, or externally procured underwriting documents.
  • All valuation, diligence, and risk scoring must be generated through internal data sets, AES‑256 encrypted workflows, and proprietary AI engines.
  • This ensures speed, data integrity, chain‑of‑custody, and regulatory defensibility.

This closed‑loop architecture is a core reason CR Equity Ai can deliver real‑time underwriting and same‑day terms.

6. Success‑Based (Contingency) Fees

In addition to underwriting and platform fees, CR Equity Ai earns success‑based fees upon funding:

  • Starting at 1% of the total transaction amount
  • Adjusted based on risk, complexity, jurisdiction, and capital structure

All fees—both underwriting and success‑based—are fully disclosed on every termsheet and loan document before execution.

7. Transparency Commitment

Every client receives:

  • A clear, itemized fee schedule
  • A termsheet outlining all costs
  • A digital audit trail of all underwriting actions
  • A compliant, lender‑grade file ready for funding review

CR Equity Ai's pricing is designed to be transparent, defensible, and aligned with industry‑standard commercial underwriting practices.

Transaction Success Fees

Fees are paid by Borrower, Lender, and Investor as applicable.

Min. Transaction AmountMax. Transaction AmountSuccess Fee (per transaction)
$100,000$500,00012,000
$500,001$2,000,00050,000
$2,000,001$10,000,000240,000
$10,000,001$100,000,000500,000
$100,000,001$200,000,000750,000

Example Scenarios

ScenarioLoan AmountSuccess Fee Owed (Borrower)Success Fee Owed (Lender)Transaction Fee (Borrower)Transaction Fee (Lender)Transaction Fee (Broker)Total Fees Owed
Borrower submits $10,000,000 project$10,000,000240,000-$250.00$2,500.00NA242,750
Broker submits $5,000,000 deal$5,000,000-240,000NA$2,500.00$99.00242,500
Borrower refinances $20,000,000 property$20,000,000500,000-$250.00$2,500.00NA502,750