Principle 1
Stated up front
Every fee a borrower will pay is published here and quoted in the term sheet. If it isn't in this policy, it isn't owed.
CR Equity AI · Capital Partners
Effective May 27, 2026 · Supersedes prior policy
Pricing Policy
Transparent, all-in pricing across every CR Equity AI loan program — designed to reduce friction, eliminate surprises at closing, and keep our terms consistently competitive across the enterprise.
- 5 loan programs
- 3 AIVAA tiers
- Last updated May 27, 2026
01 / Principles
Our pricing philosophy
CR Equity AI prices to remove the two things borrowers hate most: hidden fees that appear at closing, and pricing that varies inconsistently between deals. Every figure on this page applies as stated, to every borrower, on every transaction within the program — calibrated to be competitive in private credit while accurately reflecting what our platform delivers.
Principle 2
Consistent across the book
The same program pricing applies enterprise-wide. Pricing exceptions require written program-head approval.
Principle 3
Aligned with what we deliver
Rates and fees reflect AI-driven underwriting, faster close times, and the technology that makes both possible.
Principle 4
FLEX is all-in
Our signature FLEX 50 program bundles the expedited closing fee into the base economics — one number, no add-ons.
02 / Loan Programs
Program pricing — at a glance
The table below is the authoritative fee schedule for every CR Equity AI loan program. Fees fall into three groups: Diligence & Application (paid prior to closing), At Closing (collected at funding), and Through the Life of the Loan (rate, servicing, and exit). FLEX 50 figures are highlighted because the program is bundled differently.
| Fee / Charge | BridgeShort-term bridge | BTFUBuy-To-Fix-Up | DSCRRental | GUCGround-Up Construction | FLEX 50Signature bridge |
|---|---|---|---|---|---|
| Diligence & Application — due prior to closing | |||||
| Application FeePer application, per loan, per asset | $595 | $595 | $595 | $595 | $595 |
| AIVAACR Equity AI Virtual Asset Assessment — required on each deal in lieu of an appraisal | $999 | $999 | $999 | $999 | $999 |
| Appraisal — Non-CommercialCharged only where a traditional appraisal is required by program or borrower election | $999 | $999 | $999 | $999 | $1,498.50 |
| Appraisal — CommercialWhere program requires a commercial appraisal in place of (or in addition to) AIVAA | $5,994 | $5,994 | $5,994 | $5,994 | $8,991 |
| At Closing — collected at funding | |||||
| Origination FeeOf funded loan amount, paid at closing | 1.50% | 1.50% | 1.50% | 1.50% | 5.00% |
| Expedited Origination FeeOptional add-on for accelerated close on standard programs · included in FLEX 50 base pricing | 2.00% | 2.00% | 2.00% | 2.00% | Included |
| Expedited Transaction FeeOptional for non-FLEX programs · mandatory and bundled into the FLEX 50 base fee | By request | By request | By request | By request | Included |
| Technology FeeFlat per loan, per asset — recovers AWS / AI underwriting infrastructure cost | $999 | $999 | $999 | $999 | $999 |
| Through the Life of the Loan | |||||
| RateInterest rate floor — final rate per executed term sheet | 10.99% | 10.99% | 7.00% | 10.99% | 15.00% |
| Servicing FeeAnnualized on outstanding principal · GUC carries a higher rate to reflect draw-management workload | 0.25% | 0.25% | 0.25% | 0.50% | 0.25% |
| Exit FeeOf funded loan amount, due upon refinance, sale, or maturity | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% |
| All figures are minimum stated rates and fees. Program-specific terms, loan-level pricing adjustments, and any state-required disclosures are documented in each executed term sheet and definitive loan documents. | |||||
Application Fee
Charged per application, per loan, per asset. Covers intake, file setup, and initial credit screening.
AIVAA
CR Equity AI Virtual Asset Assessment. Replaces a traditional appraisal where program rules and applicable regulation allow — faster turnaround, audit-grade record.
Origination / Exit split
The origination fee is structured in two parts: the stated origination percentage at closing, plus the 0.50% exit fee due upon refinance, sale, or maturity.
Expedited fees
Optional on Bridge, BTFU, DSCR, and GUC to accelerate close. Bundled into FLEX 50 base pricing — FLEX always closes at expedited speed.
Technology Fee
Flat $999 per loan, per asset. Recovers AWS, AI underwriting, and platform infrastructure cost. Same across every program.
Servicing Fee
Annualized on outstanding principal. GUC is higher (0.50%) because construction draws require ongoing inspection, disbursement controls, and budget reconciliation.
03 / AIaaS
AIVAA tiers — AI-as-a-Service
AIVAA tiers give brokers, sponsors, and capital partners standalone access to CR Equity AI's underwriting infrastructure outside of a closed loan. All tiers renew month-to-month. Pay annually and save 50% off the listed monthly rate.
Tier 1
AIVAA Basic
$399
per month · renews monthly
- 3 reports included — effective $133 per report
- View-only access
- Virtual inspection — $300 per report
- Additional reports: $99 each
- Annual: $2,394/yr · effective $199.50/mo (save $2,394)
Best value
Tier 2
AIVAA Pro
$599
per month · renews monthly
- 6 reports included — effective $99 per report
- Export / Email / View
- Virtual inspection — $300 per report
- CRM integration via API
- Additional reports: $69 each
- Annual: $3,594/yr · effective $299.50/mo (save $3,594)
Full platform
Tier 3
AIVAA Ultimate
$999
per month · renews monthly
- 20 reports included — effective $50 per report
- Export / Email / View
- AI Skip-Tracing — owner lookup & data enrichment
- AI Lead Engagement Agent — automated prospect outreach
- CRM integration via API
- Virtual inspection — $300 per report
- Additional reports: $30 each
- Annual: $5,994/yr · effective $499.50/mo (save $5,994)
Every AIVAA tier also includes
0.25% loan-program discount
Active AIVAA members receive a 0.25% discount on the origination fee of any CR Equity AI loan program.
Month-to-month renewal
No long-term commitment. Cancel or downgrade any cycle.
50% annual discount
Pay annually in full and save half off the listed monthly rate.
All AIVAA subscriptions renew month-to-month with no commitment. Annual subscriptions are paid in full and receive a 50% discount off the monthly rate — savings calculated against twelve months of monthly billing. Reports included reset each billing period and do not roll over.
04 / Comparison
AIVAA vs. commercial real-estate platforms
AIVAA is purpose-built for one thing: making fast, defensible underwriting decisions on real-estate assets. The platforms below are excellent in their own categories — marketplaces, property intelligence, institutional data, private listings — but they're built for different jobs.
Industry-average MAI appraisal
$4,395
One MAI-grade commercial appraisal
vs.
AIVAA per-report cost
< $100
Up to 20 reports/month on Ultimate (as low as $25/report on Ultimate annual)
One MAI commercial appraisal funds an entire year of AIVAA Pro with reports to spare. AIVAA reports are AVM-based valuations* built for underwriting velocity where program rules and applicable regulation permit an AVM in place of, or alongside, a formal appraisal.
| AIVAA ProCR Equity AI | Crexi ProCRE marketplace | ReonomyProperty intelligence | Moody's CREInstitutional data | BrevitasPrivate listings | |
|---|---|---|---|---|---|
| Monthly pricePublicly cited starting price where available | $599 / mo | From $249 / mo | ~$400 / mo | On request | Free + paid tiers |
| Annual pricePaid in full | $3,594 / yr 50% off | — | ~$4,800 / yr | On request | Varies |
| Primary use case | Loan underwriting & asset assessment | Listings, comps, document extraction | Off-market sourcing & owner data | Institutional research & analytics | Private + off-market listings |
| Integrated AI algorithmFor underwriting and asset evaluation | Purpose-built for underwriting | AI document extraction (Crexi Vault) | AI / ML for property matching | Analytics & predictive scoring | ML-driven matching |
| Virtual inspections | Native, $300 per report | No | No | No | No |
| Real-time financial & asset data | Live underwriting data | Listings & comps | Property records, debt, liens | Validated market & transaction data | Listing-level data |
| Reports included | 6 / month (Pro) | Usage-based access | Credit-based ownership contacts | Subscription access | Browse free; pay for detail |
| Bundled with lending platform | CR Equity AI loan programs | — | — | — | — |
| MAI-equivalent AVM valuation*Lender-grade automated valuation acceptable in underwriting where regulation permits | Yes | No | No | Analytics only | No |
| AI Skip-TracingOwner lookup & data enrichment | Included (Ultimate) | No | Native focus | Limited | No |
| AI Lead Engagement AgentAutomated prospect outreach & nurture | Included (Ultimate) | No | No | No | No |
| CRM integration (API)Push data into Salesforce, HubSpot, and custom CRMs | Pro & Ultimate | Enterprise only | Available | Enterprise only | Limited |
| 0.25% loan-program discountOrigination-fee discount for active members on CR Equity AI loans | All tiers | — | — | — | — |
| Best for | Lenders, sponsors, capital partners making funding decisions | Brokers listing & finding properties | Investors prospecting owners off-market | Institutional investors & analysts | Brokers / investors in private deals |
| * AIVAA reports are AVM (Automated Valuation Model) outputs designed for underwriting use cases where program rules and applicable federal/state regulation permit an AVM. They are not a substitute for a formal MAI appraisal where one is required by program, regulator, or loan size threshold; in those cases, a licensed/certified appraisal is procured separately. Competitor pricing and features reflect publicly available information as of May 2026 and may have changed. | |||||
Our recommendation
If you're underwriting deals, AIVAA Pro on annual is the best value.
At $3,594/yr ($299.50/mo effective), AIVAA Pro lands in the same monthly band as Crexi Pro's starting tier but delivers a fundamentally different capability: a purpose-built underwriting engine with integrated AI, virtual inspections, real-time financial and asset data, and direct interoperability with CR Equity AI's loan programs.
Heavy users — funds, multi-asset sponsors, and lending desks running >15 reports/month — should evaluate AIVAA Ultimate on annual ($5,994/yr, effective $499.50/mo), which drops the marginal cost per report to $50 and adds the AI Skip-Tracing Agent.
For teams · Enterprise pricing
Running a team? AIVAA Enterprise scales with you.
Multi-seat firms, lending desks, and capital partners with high-volume needs are eligible for custom AIVAA Enterprise plans — bulk-report pricing, dedicated onboarding, SSO, audit-grade exports, and tiered API access.
Contact info@crequity.ai05 / Policy Notes
How fees apply
Fee application rules
- Origination & Exit are linked. The published origination fee is paid at closing; the 0.50% exit fee is due upon refinance, sale, or maturity. Together they represent CR Equity AI's full point structure on the transaction.
- Appraisal vs. AIVAA. AIVAA is required on every deal in lieu of a traditional appraisal. Where program rules, state regulation, or property characteristics require a formal appraisal, the appraisal fee applies in addition to AIVAA.
- Application fee is per asset. Each loan, each asset, each application carries its own $595 application fee. Multiple assets under one borrower entity are each subject to the application fee.
- Expedited fees are optional outside FLEX. Bridge, BTFU, DSCR, and GUC borrowers may elect expedited closing for the 2.00% expedited origination fee plus the expedited transaction fee. FLEX 50 always closes expedited; both fees are bundled into the FLEX base pricing — there is no add-on at funding.
- Technology fee is flat. $999 per loan, per asset, on every program. It recovers AWS, AI underwriting, and platform infrastructure cost — not a margin item.
- Servicing is annualized. Servicing fees are calculated annually on outstanding principal and collected per the executed loan documents. GUC carries a higher rate (0.50%) because construction draws require ongoing inspection, disbursement controls, and budget reconciliation.
- Exceptions are written. Any pricing exception requires written approval from the relevant program head before the term sheet is issued. Verbal exceptions are not valid.
- State law controls. Where state law requires different disclosure, capping, or treatment of a fee, the state-law treatment applies and is reflected in the term sheet and loan documents for that transaction.
Questions on a specific deal?
Our Capital Partners desk responds to pricing questions within one business day.
This pricing policy is provided for informational purposes and reflects CR Equity AI's standard published fees as of the effective date above. It is not a commitment to lend, an offer to extend credit, or a binding quote for any specific transaction. Final program eligibility, pricing, and terms for any individual transaction are governed by the executed term sheet and definitive loan documents for that transaction and may vary based on borrower, property, market, and regulatory factors. CR Equity AI reserves the right to amend this policy on prospective basis; transactions with executed term sheets prior to a revision are honored under the policy in effect at the time of execution.