Principle 1
Stated up front
Every fee a borrower will pay is published here and quoted in the term sheet. If it is not in this policy, it is not owed.
CR Equity AI · Capital Partners
Effective September 1, 2026 · Supersedes prior policy
Pricing Policy
The portal charges two fees: a $599 Application Fee, due at term-sheet execution, and the $999 AIVAA fee on non-DSCR files. DSCR files require an appraisal billed by the AMC — CR Equity AI does not collect it.
- 5 loan programs
- 3 AIVAA tiers
- Last updated September 1, 2026
01 / Principles
Our pricing philosophy
CR Equity AI prices to remove the two things borrowers hate most: hidden fees that appear at closing, and pricing that varies inconsistently between deals. Every figure on this page applies as stated, to every borrower, on every transaction within the program — calibrated to be competitive in private credit while accurately reflecting what our platform delivers.
Principle 2
Consistent across the book
The same program pricing applies enterprise-wide. Pricing exceptions require written program-head approval.
Principle 3
Aligned with what we deliver
Rates and fees reflect AI-driven underwriting, faster close times, and the technology that makes both possible.
Principle 4
FLEX is all-in
Our signature FLEX 50 program bundles the expedited closing fee into the base economics — one number, no add-ons.
02 / Loan Programs
Program pricing — at a glance
The table below is the authoritative fee schedule for every CR Equity AI loan program. The portal collects the $599 Application Fee and the AIVAA fee. Appraisal, where required, is billed by the AMC — never by CR Equity AI. Remaining rows are loan economics collected at funding or over the life of the loan, including the technology fee. FLEX 50 figures are highlighted because the program is bundled differently.
| Fee / Charge | BridgeShort-term bridge | BTFUBuy-To-Fix-Up | DSCRRental | GUCGround-Up Construction | FLEX 50Signature bridge |
|---|---|---|---|---|---|
| Portal fees — Application Fee due at term-sheet execution | |||||
| Application FeePer loan, per asset. Due at term-sheet execution. Covers background, credit, legal, and lien search | $599 | $599 | $599 | $599 | $599 |
| AIVAACharged on every loan type other than DSCR. Never charged together with an appraisal | $999 | $999 | Not charged | $999 | $999 |
| AppraisalCR Equity AI does not collect this fee. DSCR: AMC-direct. Other programs: not charged | Not charged | Not charged | AMC-direct | Not charged | Not charged |
| At Closing — collected at funding | |||||
| Origination FeeOf funded loan amount, paid at closing | 1.50% | 1.50% | 1.50% | 1.50% | 5.00% |
| Expedited Origination FeeOptional add-on for accelerated close on standard programs · included in FLEX 50 base pricing | 2.00% | 2.00% | 2.00% | 2.00% | Included |
| Expedited Transaction FeeOptional for non-FLEX programs · mandatory and bundled into the FLEX 50 base fee | By request | By request | By request | By request | Included |
| Technology FeeFlat per loan, per asset — recovers AWS / AI underwriting infrastructure cost | $999 | $999 | $999 | $999 | $999 |
| Through the Life of the Loan | |||||
| RateInterest rate floor — final rate per executed term sheet | 10.99% | 10.99% | 7.00% | 10.99% | 15.00% |
| Servicing FeeAnnualized on outstanding principal · GUC carries a higher rate to reflect draw-management workload | 0.25% | 0.25% | 0.25% | 0.50% | 0.25% |
| Exit FeeOf funded loan amount, due upon refinance, sale, or maturity | 0.50% | 0.50% | 0.50% | 0.50% | 0.50% |
| All figures are minimum stated rates and fees. Program-specific terms, loan-level pricing adjustments, and any state-required disclosures are documented in each executed term sheet and definitive loan documents. Eligible borrowers (a prior closed CR Equity AI transaction, or three or more verified completed projects in the last 36 months) have the Application Fee deferred to closing as a credit on the settlement statement. | |||||
Application Fee
$599, due at execution of the term sheet. Covers background, credit, legal, and lien search. Non-refundable once collected, unless the experience/loyalty credit defers it to closing.
AIVAA
$999 on every loan type other than DSCR. Mutually exclusive with appraisal — CR Equity AI never charges both.
Appraisal (AMC-direct)
Required on DSCR. CR Equity AI does not collect this fee. After the order, the AMC bills the borrower directly. Not charged on any other program.
Origination / Exit split
The published origination fee is paid at closing; the 0.50% exit fee is due upon refinance, sale, or maturity. Together they represent CR Equity AI's full point structure on the transaction.
Expedited fees
Optional on Bridge, BTFU, DSCR, and GUC to accelerate close. Bundled into FLEX 50 base pricing — FLEX always closes at expedited speed.
Technology Fee
$999 per loan, per asset, collected at funding. Recovers AWS, AI underwriting, and platform infrastructure cost. Same across every program.
Servicing Fee
Annualized on outstanding principal. GUC is higher (0.50%) because construction draws require ongoing inspection, disbursement controls, and budget reconciliation.
03 / AIaaS
AIVAA tiers — AI-as-a-Service
AIVAA tiers give brokers, sponsors, and capital partners standalone access to CR Equity AI's underwriting infrastructure outside of a closed loan. All tiers renew month-to-month. Pay annually and save 50% off the listed monthly rate.
Tier 1
AIVAA Basic
$399
per month · renews monthly
- 3 reports included — effective $133 per report
- View-only access
- Virtual inspection — $300 per report
- Additional reports: $99 each
- Annual: $2,394/yr · effective $199.50/mo (save $2,394)
Best value
Tier 2
AIVAA Pro
$599
per month · renews monthly
- 6 reports included — effective $99 per report
- Export / Email / View
- Virtual inspection — $300 per report
- CRM integration via API
- Additional reports: $69 each
- Annual: $3,594/yr · effective $299.50/mo (save $3,594)
Full platform
Tier 3
AIVAA Ultimate
$999
per month · renews monthly
- 20 reports included — effective $50 per report
- Export / Email / View
- AI Skip-Tracing — owner lookup & data enrichment
- AI Lead Engagement Agent — automated prospect outreach
- CRM integration via API
- Virtual inspection — $300 per report
- Additional reports: $30 each
- Annual: $5,994/yr · effective $499.50/mo (save $5,994)
Every AIVAA tier also includes
0.25% loan-program discount
Active AIVAA members receive a 0.25% discount on the origination fee of any CR Equity AI loan program.
Month-to-month renewal
No long-term commitment. Cancel or downgrade any cycle.
50% annual discount
Pay annually in full and save half off the listed monthly rate.
All AIVAA subscriptions renew month-to-month with no commitment. Annual subscriptions are paid in full and receive a 50% discount off the monthly rate — savings calculated against twelve months of monthly billing. Reports included reset each billing period and do not roll over.
04 / Comparison
AIVAA vs. real-estate platforms
AIVAA is purpose-built for one thing: making fast, defensible underwriting decisions on real-estate assets. The platforms below are excellent in their own categories — marketplaces, property intelligence, institutional data, private listings — but they're built for different jobs.
Industry-average MAI appraisal
$4,395
One MAI-grade commercial appraisal
vs.
AIVAA per-report cost
< $100
Up to 20 reports/month on Ultimate (as low as $25/report on Ultimate annual)
One MAI commercial appraisal funds an entire year of AIVAA Pro with reports to spare. AIVAA reports are AVM-based valuations* built for underwriting velocity where program rules and applicable regulation permit an AVM in place of, or alongside, a formal appraisal.
| AIVAA ProCR Equity AI | Crexi ProCRE marketplace | ReonomyProperty intelligence | Moody's CREInstitutional data | BrevitasPrivate listings | |
|---|---|---|---|---|---|
| Monthly pricePublicly cited starting price where available | $599 / mo | From $249 / mo | ~$400 / mo | On request | Free + paid tiers |
| Annual pricePaid in full | $3,594 / yr 50% off | — | ~$4,800 / yr | On request | Varies |
| Primary use case | Loan underwriting & asset assessment | Listings, comps, document extraction | Off-market sourcing & owner data | Institutional research & analytics | Private + off-market listings |
| Integrated AI algorithmFor underwriting and asset evaluation | Purpose-built for underwriting | AI document extraction (Crexi Vault) | AI / ML for property matching | Analytics & predictive scoring | ML-driven matching |
| Virtual inspections | Native, $300 per report | No | No | No | No |
| Real-time financial & asset data | Live underwriting data | Listings & comps | Property records, debt, liens | Validated market & transaction data | Listing-level data |
| Reports included | 6 / month (Pro) | Usage-based access | Credit-based ownership contacts | Subscription access | Browse free; pay for detail |
| Bundled with lending platform | CR Equity AI loan programs | — | — | — | — |
| MAI-equivalent AVM valuation*Lender-grade automated valuation acceptable in underwriting where regulation permits | Yes | No | No | Analytics only | No |
| AI Skip-TracingOwner lookup & data enrichment | Included (Ultimate) | No | Native focus | Limited | No |
| AI Lead Engagement AgentAutomated prospect outreach & nurture | Included (Ultimate) | No | No | No | No |
| CRM integration (API)Push data into Salesforce, HubSpot, and custom CRMs | Pro & Ultimate | Enterprise only | Available | Enterprise only | Limited |
| 0.25% loan-program discountOrigination-fee discount for active members on CR Equity AI loans | All tiers | — | — | — | — |
| Best for | Lenders, sponsors, capital partners making funding decisions | Brokers listing & finding properties | Investors prospecting owners off-market | Institutional investors & analysts | Brokers / investors in private deals |
| * AIVAA reports are AVM (Automated Valuation Model) outputs designed for underwriting use cases where program rules and applicable federal/state regulation permit an AVM. They are not a substitute for a formal MAI appraisal where one is required by program, regulator, or loan size threshold; in those cases, a licensed/certified appraisal is procured separately. Competitor pricing and features reflect publicly available information as of May 2026 and may have changed. | |||||
Our recommendation
If you're underwriting deals, AIVAA Pro on annual is the best value.
At $3,594/yr ($299.50/mo effective), AIVAA Pro lands in the same monthly band as Crexi Pro's starting tier but delivers a fundamentally different capability: a purpose-built underwriting engine with integrated AI, virtual inspections, real-time financial and asset data, and direct interoperability with CR Equity AI's loan programs.
Heavy users — funds, multi-asset sponsors, and lending desks running >15 reports/month — should evaluate AIVAA Ultimate on annual ($5,994/yr, effective $499.50/mo), which drops the marginal cost per report to $50 and adds the AI Skip-Tracing Agent.
For teams · Enterprise pricing
Running a team? AIVAA Enterprise scales with you.
Multi-seat firms, lending desks, and capital partners with high-volume needs are eligible for custom AIVAA Enterprise plans — bulk-report pricing, dedicated onboarding, SSO, audit-grade exports, and tiered API access.
Contact info@crequity.ai05 / Policy Notes
How fees apply
Fee application rules
- Origination & Exit are linked. The published origination fee is paid at closing; the 0.50% exit fee is due upon refinance, sale, or maturity. Together they represent CR Equity AI's full point structure on the transaction.
- Valuation is one path, never both. DSCR files require an appraisal and are not charged an AIVAA fee. Every other loan type is charged the $999 AIVAA fee and is not charged an appraisal fee by CR Equity AI.
- Appraisal is never collected by CR Equity AI. When an appraisal is required, it is ordered through the AMC. The AMC sends the pay link to the borrower. CR Equity AI records order and payment status and does not touch the funds.
- Application Fee is due at term-sheet execution. Each loan, each asset carries its own $599 Application Fee, due when the term sheet is executed — not when the application is submitted. It covers background, credit, legal, and lien search. Multiple assets under one borrower entity are each subject to the fee.
- Experience and loyalty credit. If the borrower has a previously closed CR Equity AI transaction, or three or more verified completed projects in the last 36 months, the $599 Application Fee is not collected up front. It appears as a credit at closing on the settlement statement. The credit applies to the Application Fee only.
- Technology fee is flat. $999 per loan, per asset, on every program, collected at funding. It recovers AWS, AI underwriting, and platform infrastructure cost — not a margin item.
- Expedited fees are optional outside FLEX. Bridge, BTFU, DSCR, and GUC borrowers may elect expedited closing for the 2.00% expedited origination fee plus the expedited transaction fee. FLEX 50 always closes expedited; both fees are bundled into the FLEX base pricing — there is no add-on at funding.
- Servicing is annualized. Servicing fees are calculated annually on outstanding principal and collected per the executed loan documents. GUC carries a higher rate (0.50%) because construction draws require ongoing inspection, disbursement controls, and budget reconciliation.
- Exceptions are written. Any pricing exception requires written approval from the relevant program head before the term sheet is issued. Verbal exceptions are not valid.
- State law controls. Where state law requires different disclosure, capping, or treatment of a fee, the state-law treatment applies and is reflected in the term sheet and loan documents for that transaction.
Questions on a specific deal?
Our Capital Partners desk responds to pricing questions within one business day.
This pricing policy is provided for informational purposes and reflects CR Equity AI's standard published fees as of the effective date above. It is not a commitment to lend, an offer to extend credit, or a binding quote for any specific transaction. Final program eligibility, pricing, and terms for any individual transaction are governed by the executed term sheet and definitive loan documents for that transaction and may vary based on borrower, property, market, and regulatory factors. CR Equity AI reserves the right to amend this policy on prospective basis; transactions with executed term sheets prior to a revision are honored under the policy in effect at the time of execution.