Cleveland · Direct lender
Investment property loans in Cleveland, OH
CR Equity AI funds DSCR, bridge and fix-and-flip loans for real estate investors in Cleveland, OH and across Cuyahoga, Lake, Lorain, Medina and Geauga counties. We finance single-family, 2–4 unit, multifamily, mixed-use and commercial properties, with fix-and-flip funding in 24–48 hours and purchase closings in 9–15 days.
- Coverage
- 48 states
- Terms
- 5 minutes
- Fastest fund
- 24-48 hours
- Loan range
- $75K-$100M
Direct lender. We lend our own capital.
Cleveland posts some of the highest gross rental yields of any large U.S. metro, much of it in older two-family homes and small apartment buildings. Many properties need renovation before they rent, so rehab financing followed by a DSCR refinance is a typical sequence.
Most of what we finance in the Cleveland metro: Up-and-down doubles, renovations and small apartment buildings.
Same national programs apply in Cleveland: DSCR for rentals, bridge for speed-sensitive acquisitions and lease-up, and fix and flip with rehab draws. Soft credit pull to see terms. Business-purpose only — not owner-occupied homes.
What we lend in Cleveland
Same programs as the rest of the site. These pages are the local door — not a second set of terms.
How Cleveland deals usually show up
DSCR rentals in Cleveland
Long-term or short-term rentals that qualify on the property's rent, not personal tax returns. Common across Ohio City, Tremont and Lakewood.
Fix and flip in Cleveland
Purchase plus renovation with rehab draws sized to after-repair value. Speed matters in Cleveland when contracts are competitive.
Business-purpose CRE in Cleveland
Acquisition, refinance, and value-add on investment property — not owner-occupied homes.
Where we lend in Cleveland
Counties
- Cuyahoga
- Lake
- Lorain
- Medina
- Geauga
Cities and neighborhoods
- Ohio City
- Tremont
- Lakewood
- Parma
- Euclid
- Old Brooklyn
- Garfield Heights
Local market
Cleveland questions
Soft credit pull only — no hit to your score to get terms Business-purpose lending in 48 states. Typical close 9-15 days.
Yes. CR Equity AI funds DSCR, bridge and fix-and-flip loans for investment properties across Cuyahoga, Lake, Lorain, Medina and Geauga counties, including Ohio City, Tremont, Lakewood and Parma. Loans are for business-purpose real estate: single-family, 2–4 unit, multifamily, mixed-use and commercial.
Fix-and-flip loans can fund in 24–48 hours once the file is complete, and purchase loans typically close in 9–15 days. Timing depends on title, appraisal or valuation, and how quickly documents come in.
Yes. A DSCR loan qualifies on the property's rental income compared with its monthly debt payment, so personal tax returns and W-2s are not used to qualify. Credit, reserves and the property itself are still reviewed.
Single-family rentals and flips, 2–4 unit properties, apartment buildings with five or more units, mixed-use buildings and small-balance commercial properties. Owner-occupied homes are not eligible because these are business-purpose loans.
Yes. CR Equity AI uses a soft credit pull only to price a deal, so checking terms does not hit your score. A hard pull happens later, only after you accept terms and move toward closing.
Yes. Many investors finish a renovation with a fix-and-flip loan, lease the property, then refinance into a DSCR loan to hold it. Planning both loans at the start makes the refinance faster.