Columbus · Direct lender
Investment property loans in Columbus, OH
CR Equity AI funds DSCR, bridge and fix-and-flip loans for real estate investors in Columbus, OH and across Franklin, Delaware, Licking and Fairfield counties. We finance single-family, 2–4 unit, multifamily, mixed-use and commercial properties, with fix-and-flip funding in 24–48 hours and purchase closings in 9–15 days.
- Coverage
- 48 states
- Terms
- 5 minutes
- Fastest fund
- 24-48 hours
- Loan range
- $75K-$100M
Direct lender. We lend our own capital.
Columbus pairs steady population and job growth with rental yields that still work for leveraged investors. Doubles and small multifamily are common in older neighborhoods, making 2–4 unit DSCR loans a frequent fit.
Most of what we finance in the Columbus metro: Doubles, small multifamily and single-family rentals.
Same national programs apply in Columbus: DSCR for rentals, bridge for speed-sensitive acquisitions and lease-up, and fix and flip with rehab draws. Soft credit pull to see terms. Business-purpose only — not owner-occupied homes.
What we lend in Columbus
Same programs as the rest of the site. These pages are the local door — not a second set of terms.
How Columbus deals usually show up
DSCR rentals in Columbus
Long-term or short-term rentals that qualify on the property's rent, not personal tax returns. Common across Linden, Hilltop and Clintonville.
Business-purpose CRE in Columbus
Acquisition, refinance, and value-add on investment property — not owner-occupied homes.
Business-purpose CRE in Columbus
Acquisition, refinance, and value-add on investment property — not owner-occupied homes.
Where we lend in Columbus
Counties
- Franklin
- Delaware
- Licking
- Fairfield
Cities and neighborhoods
- Linden
- Hilltop
- Clintonville
- Whitehall
- Reynoldsburg
- Hilliard
- Westerville
Local market
Columbus questions
Soft credit pull only — no hit to your score to get terms Business-purpose lending in 48 states. Typical close 9-15 days.
Yes. CR Equity AI funds DSCR, bridge and fix-and-flip loans for investment properties across Franklin, Delaware, Licking and Fairfield counties, including Linden, Hilltop, Clintonville and Whitehall. Loans are for business-purpose real estate: single-family, 2–4 unit, multifamily, mixed-use and commercial.
Fix-and-flip loans can fund in 24–48 hours once the file is complete, and purchase loans typically close in 9–15 days. Timing depends on title, appraisal or valuation, and how quickly documents come in.
Yes. A DSCR loan qualifies on the property's rental income compared with its monthly debt payment, so personal tax returns and W-2s are not used to qualify. Credit, reserves and the property itself are still reviewed.
Single-family rentals and flips, 2–4 unit properties, apartment buildings with five or more units, mixed-use buildings and small-balance commercial properties. Owner-occupied homes are not eligible because these are business-purpose loans.
Yes. CR Equity AI uses a soft credit pull only to price a deal, so checking terms does not hit your score. A hard pull happens later, only after you accept terms and move toward closing.
Yes. Many Columbus rental buyers live elsewhere. The loan is made to your LLC or to you as an investor, qualification is based on the property, and closings can be handled remotely.