Indianapolis–Carmel–Greenwood · Direct lender
Investment property loans in Indianapolis, IN
CR Equity AI funds DSCR, bridge and fix-and-flip loans for real estate investors in Indianapolis, IN and across Marion, Hamilton, Hendricks and Johnson counties. We finance single-family, 2–4 unit, multifamily, mixed-use and commercial properties, with fix-and-flip funding in 24–48 hours and purchase closings in 9–15 days.
- Coverage
- 48 states
- Terms
- 5 minutes
- Fastest fund
- 24-48 hours
- Loan range
- $75K-$100M
Direct lender. We lend our own capital.
Indianapolis is one of the strongest cash-flow markets among large U.S. metros, where rents relative to purchase prices make DSCR qualification straightforward on many properties. Many investors here are out-of-state buyers building portfolios remotely.
Most of what we finance in the Indianapolis–Carmel–Greenwood metro: Cash-flow single-family rentals and portfolio refinances, often for out-of-state investors.
Same national programs apply in Indianapolis: DSCR for rentals, bridge for speed-sensitive acquisitions and lease-up, and fix and flip with rehab draws. Soft credit pull to see terms. Business-purpose only — not owner-occupied homes.
What we lend in Indianapolis
Same programs as the rest of the site. These pages are the local door — not a second set of terms.
How Indianapolis deals usually show up
DSCR rentals in Indianapolis
Long-term or short-term rentals that qualify on the property's rent, not personal tax returns. Common across Fountain Square, Irvington and Lawrence.
Business-purpose CRE in Indianapolis
Acquisition, refinance, and value-add on investment property — not owner-occupied homes.
Business-purpose CRE in Indianapolis
Acquisition, refinance, and value-add on investment property — not owner-occupied homes.
Where we lend in Indianapolis–Carmel–Greenwood
Counties
- Marion
- Hamilton
- Hendricks
- Johnson
Cities and neighborhoods
- Fountain Square
- Irvington
- Lawrence
- Speedway
- Beech Grove
- Fishers
- Greenwood
Local market
Indianapolis questions
Soft credit pull only — no hit to your score to get terms Business-purpose lending in 48 states. Typical close 9-15 days.
Yes. CR Equity AI funds DSCR, bridge and fix-and-flip loans for investment properties across Marion, Hamilton, Hendricks and Johnson counties, including Fountain Square, Irvington, Lawrence and Speedway. Loans are for business-purpose real estate: single-family, 2–4 unit, multifamily, mixed-use and commercial.
Fix-and-flip loans can fund in 24–48 hours once the file is complete, and purchase loans typically close in 9–15 days. Timing depends on title, appraisal or valuation, and how quickly documents come in.
Yes. A DSCR loan qualifies on the property's rental income compared with its monthly debt payment, so personal tax returns and W-2s are not used to qualify. Credit, reserves and the property itself are still reviewed.
Single-family rentals and flips, 2–4 unit properties, apartment buildings with five or more units, mixed-use buildings and small-balance commercial properties. Owner-occupied homes are not eligible because these are business-purpose loans.
Yes. CR Equity AI uses a soft credit pull only to price a deal, so checking terms does not hit your score. A hard pull happens later, only after you accept terms and move toward closing.
Yes. Many Indianapolis rental buyers live elsewhere. The loan is made to your LLC or to you as an investor, qualification is based on the property, and closings can be handled remotely.
Other markets in this cluster
Get terms on a Indianapolis deal
Real terms in 5 minutes. Funded in as little as 48 hours.
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