PurchaseBuy a CRE/Residential Investment Property
You found a deal and the seller won't wait. Close in 9-15 days, not months — no income verification, soft credit pull, direct lender.
9-15 days typical close
AIVAA™ — OUR AI VALUES YOUR PROPERTY IN MINUTES. NO $3,000 APPRAISAL, NO THREE-WEEK WAIT
2-minute application. Soft credit pull. No fee.
No jargon. Start with what you’re trying to do, and we’ll show you the loan that fits — the terms, the timeline, and what we need from you to get to yes.
PurchaseYou found a deal and the seller won't wait. Close in 9-15 days, not months — no income verification, soft credit pull, direct lender.
9-15 days typical close
Fix & FlipOne loan covers the purchase and the rehab budget. Close fast, keep your capital free, and move to the next deal.
Funded in 24-48 hrs
DSCR RefinanceBetter rate or cash-out equity — qualified on the rent, not your tax return. Built for self-employed and 1099 investors.
Qualified on rent, not tax returns
F.L.E.X. 50™Asset-based purchase and rehab — qualified on the property, not your paperwork. Light docs so you close when the deal won’t wait.
Up to 50% LTV · Funded in 24-48 hrs
ConstructionFor empty land, a tear-down, or a build you plan to sell. We pay for the land and the build in steps as you finish each part.
Milestone draws · own capital · hold loan day one
Small Balance CommercialCommercial debt for income-producing property — structured to close on your timeline, not the bank’s.
$100K-$100M · up to 80% LTV · from 11%
BusinessWorking capital, equipment, or growth capital. No property required — a 2-minute application and a decision in 4 hours.
Up to $10M · decision in 4 hrs
The address, roughly how much you need, and what you plan to do with it. No documents yet.
Our AI reads 12 data sources for what it's worth, what it rents for, and what could go wrong. No $3,000 appraiser, no three-week wait.
A human underwriter checks the AI's work and signs off. Rate, fees, structure — a number you can act on.
Depending on the program. Sign digitally, close, and watch every step in your dashboard.
No jargon. Start with what you’re trying to do, and we’ll show you the loan that fits — the terms, the timeline, and what we need from you to get to yes.
PurchaseYou found a deal and the seller won't wait. Close in 9-15 days, not months — no income verification, soft credit pull, direct lender.
9-15 days typical close
Fix & FlipOne loan covers the purchase and the rehab budget. Close fast, keep your capital free, and move to the next deal.
Funded in 24-48 hrs
DSCR RefinanceBetter rate or cash-out equity — qualified on the rent, not your tax return. Built for self-employed and 1099 investors.
Qualified on rent, not tax returns
F.L.E.X. 50™Asset-based purchase and rehab — qualified on the property, not your paperwork. Light docs so you close when the deal won’t wait.
Up to 50% LTV · Funded in 24-48 hrs
ConstructionFor empty land, a tear-down, or a build you plan to sell. We pay for the land and the build in steps as you finish each part.
Milestone draws · own capital · hold loan day one
Small Balance CommercialCommercial debt for income-producing property — structured to close on your timeline, not the bank’s.
$100K-$100M · up to 80% LTV · from 11%
BusinessWorking capital, equipment, or growth capital. No property required — a 2-minute application and a decision in 4 hours.
Up to $10M · decision in 4 hrs
Carry, rate exposure, and a seller who does not have to wait for you. That is the gap the two bars measure.
CR Equity AI
A bank or a brokered hard-money desk
| CR Equity AIDirect lender | A bank or a brokered hard-money deskCommittee path | |
|---|---|---|
| Who decides | We do. We lend our own capital. | A committee, and often a broker taking points |
| Cost to get a quote | Nothing | Application and appraisal fees up front |
| Credit impact to get terms | Soft pull only | Hard pull |
| Knowing the jargon | Not needed. Describe the deal, we name the loan. | You are expected to already know |
| Knowing where your deal stands | A live dashboard, any time | Email your loan officer and wait |
2-minute application. Soft credit pull, no appraisal fee, and a real number back in about 4 hours.
Where we lend
Property loans across 46 states plus DC & Puerto Rico, and business loans in Canada too. Tap a state to check.
Recently funded
Explore recently funded transactions and see the property types, loan structures, locations, and timelines behind successful closings.

CR Equity AI was involved in a $31 million multifamily refinance transaction in North Atlanta, Georgia, including $4 million in LP equity raised and $3 million……

6-Month Bridge Financing | Single-Family Residence | $354,100 Valuation | 5-Day Closing CR Equity AI funded a $268,600 bridge loan for a fix-and-flip acquisitio…

Crequity.ai funded a $925,000 30-year DSCR rate and term refinance for a 15+ unit multifamily property in Washington, DC. The transaction featured an 80% acquis…

A $255,000 multifamily DSCR cash-out refinance in Orange Grove, Texas closed in just 22 days at 75% LTV with a 30-year fixed rate of 7.25%. After being quoted 6…
Success stories
Insights

US private lenders' practical AML checklist: what changed in 2026 (including the RRE vacatur), seven required actions, and risk assessment steps.

Practical checks for developers: when to use SBA, conventional, bridge, or CMBS financing, how to size lease up reserves, and when a direct lender speeds…

The Confidence Band — CR Equity AI Research Automated valuation models (AVMs) are increasingly used to estimate property values, but a precise-looking number does not necessarily mean a precise valuation. The real risk is false precision: publishing a single property value without showing how strong the underlying evidence is, whether the comparable sales are appropriate, […]
STILL NOT SURE?
Tell us what you're trying to do — in your own words — and a CR Equity AI specialist will work out which loan fits. No jargon required, typically within 1 hour.
