34-Month Bridge Financing | Single-Family Residence | $354,100 Valuation | 5-Day Closing
CR Equity AI funded a $268,600 bridge loan for a fix-and-flip acquisition in Phoenix, Arizona, with the transaction closing in just 5 days.
CR Equity AI funded the transaction for a 1,560-square-foot, two-bath single-family property in Phoenix’s 85051 submarket. The financing was structured as a 34-month bridge loan with an 11% interest rate and 5% lender fee, supporting the borrower’s acquisition and planned investment strategy.
From application to funding, the transaction moved from July 9 to July 14, 2026. The five-day execution demonstrates how streamlined underwriting and automated diligence can help investors move quickly when timing is important.
Deal Highlights
| Loan Amount | Loan Type | Loan Program |
|---|---|---|
| $268,600 | Fix & Flip | Bridge |
| Property Value: $354,100 | Term: 34 Months | Interest Rate: 11% |
| Closing Timeline: 5 Days | Single-Family Residence | July 14, 2026 |
Phoenix Fix and Flip Bridge Loan: $268,600 Funded
The transaction financed the acquisition of a single-family residence in Phoenix’s 85051 submarket.
The property contains 1,560 square feet of living space and two bathrooms and was originally built in 1961. The property was valued at $354,100, providing the borrower with a defined asset value at the time of financing.
For investors pursuing a fix-and-flip strategy, access to appropriately structured acquisition financing can be an important part of executing a transaction. A Phoenix fix and flip bridge loan can provide short-term capital designed around an investment property’s acquisition and anticipated exit strategy.
Investors evaluating rental-property opportunities can also use the DSCR Calculator to assess potential rental income and debt-service scenarios when considering a future hold strategy.
Five-Day Closing From Application to Funding
The defining feature of this transaction was execution speed.
The application was submitted on July 9, 2026, and the transaction funded on July 14, 2026—a total turnaround of only 5 days.
For a fix-and-flip investor, minimizing unnecessary delays can be important when competing for an acquisition opportunity. CR Equity AI’s technology-enabled financing workflow uses automated processes and AI-powered valuation capabilities to help streamline diligence and reduce manual bottlenecks.
This transaction demonstrates how a Phoenix fix and flip bridge loan can be executed efficiently when the property, transaction structure, and required diligence align.
For investors who want to evaluate a potential opportunity, the Quick Quote provides a starting point for discussing financing requirements.
Phoenix Single-Family Investment Property
The property is located in Phoenix, Arizona, within the 85051 submarket.
The single-family residence includes 1,560 square feet of living space and two bathrooms. It was originally built in 1961 and carries an estimated monthly rent of $2,373.
While the transaction was structured for a fix-and-flip strategy, the estimated rental income provides an additional potential exit option if the investor ultimately decides to retain the property as a rental rather than sell after completing the planned improvements.
Having multiple potential exit strategies can be useful when evaluating an investment property’s long-term economics.
Bridge Financing for Fix-and-Flip Investors
Fix-and-flip investors typically need financing that accommodates an acquisition and the execution period associated with the investment strategy.
Unlike permanent financing, bridge financing is generally structured around a shorter-term investment horizon. In this case, the loan carried a 34-month term, providing a defined financing period for the borrower to execute the project and determine the appropriate exit.
For investors considering a Phoenix fix and flip bridge loan, property value, acquisition economics, renovation plans, market conditions, and the anticipated exit strategy can all be important considerations when structuring the transaction.
CR Equity AI’s broader funding resources provide additional information for investors exploring available financing solutions.
The Result
This Phoenix transaction demonstrates a fast execution for a single-family investment property:
- $268,600 funded
- Fix & Flip Bridge financing
- 34-month term
- 11% interest rate
- $354,100 property valuation
- 1,560 SF single-family residence
- 2 bathrooms
- $2,373/month estimated rent
- 5-day application-to-funding timeline
- July 14, 2026 closing
The transaction highlights how technology-enabled underwriting and automated diligence can support rapid execution for time-sensitive real estate investment acquisitions.
Looking for a Phoenix Fix and Flip Bridge Loan?
If you’re evaluating a fix-and-flip acquisition in Phoenix or another market, CR Equity AI can help you begin the financing process. Investors can submit a deal with their property and transaction details for review.
You can also request a Quick Quote to start evaluating your financing needs.
Whether the strategy involves a renovation and resale or a potential transition to a rental hold, the right financing structure can be an important component of an investment property’s overall execution plan.
More Funded Deals
This Phoenix transaction is part of CR Equity AI’s growing portfolio of funded real estate and business financing transactions.
You can explore another funded real estate deal to see another example of financing structure, property fundamentals, and transaction execution.
Deal information is provided for informational and marketing purposes. Financing terms, rates, fees, valuations, and approval criteria vary by transaction and are subject to underwriting and applicable program guidelines.