30-Year DSCR Rate & Term Refinance | 15+ Unit Multifamily | 80% Acquisition DSCR
CR Equity AI recently funded a $925,000 30-year DSCR rate and term refinance for a 15+ unit multifamily property in Washington, DC, with the transaction closing in just 19 days.
The financing was structured around the property’s income-producing characteristics, with an 80% acquisition DSCR, demonstrating the property’s ability to support the proposed debt service.
Deal Highlights
- Loan Amount: $925,000
- Loan Type: 30-Year DSCR
- Transaction: Rate & Term Refinance
- Asset Type: Multifamily
- Property: 15+ Unit Multifamily
- Property Size: 9,120 SF
- Market: Washington, DC
- Acquisition DSCR: 80%
- Closing Timeline: 19 Days
- Closing Date: May 2026
A $925,000 Multifamily Refinance
The borrower was seeking a refinancing solution for an income-producing multifamily property in Washington, DC.
CR Equity AI provided a $925,000 30-year DSCR rate and term refinance, allowing the transaction to move from financing through closing in just 19 days.
The transaction is representative of how DSCR financing can be used for investment properties where property-level cash flow is an important component of the financing analysis.
Investors evaluating similar transactions can learn more about available DSCR refinance loan options from CR Equity.
Strong Cash Flow Supported the Financing Structure
A key characteristic of this transaction was the property’s 80% acquisition DSCR.
Debt Service Coverage Ratio, or DSCR, measures the relationship between a property’s qualifying income and its proposed debt obligations. For income-producing real estate, this metric can be an important part of evaluating whether the property’s cash flow can support the proposed financing.
For investors looking to understand the broader role of DSCR in investment-property financing, CR Equity AI provides additional information in its guide to DSCR loans and qualifying on rental income.
Washington, DC Multifamily Property
The financed asset is a multifamily property in Washington, DC’s Petworth submarket.
The property encompasses approximately 9,120 square feet and is classified as an apartment property. Its location places the transaction within the Washington, DC multifamily investment market.
CR Equity AI maintains dedicated Washington, DC real estate financing resources for investors and borrowers evaluating financing opportunities in the market.
Why a 19-Day Closing Matters
For real estate investors, execution speed can be an important part of a successful refinance.
A prolonged financing process can create uncertainty around existing debt, investment planning, and transaction timing. In this case, the $925,000 refinance closed in 19 days, providing an efficient execution for the multifamily property.
The transaction also demonstrates the importance of having a financing structure aligned with the characteristics of the underlying asset from the beginning of the process.
Multifamily Underwriting and Property Fundamentals
Multifamily financing requires consideration of several property-level factors, including income, expenses, debt service, property characteristics, and the overall financing structure.
The property’s 80% acquisition DSCR was an important component of this transaction.
For investors evaluating multifamily financing, CR Equity’s guide on multifamily loan underwriting factors provides additional context on the factors lenders may evaluate when reviewing a multifamily investment property.
The Result
Crequity.ai successfully funded:
$925,000 in 30-year DSCR financing
15+ unit multifamily property
9,120 SF asset
80% acquisition DSCR
Rate & term refinance
19-day closing
The transaction closed in May 2026 and provides another example of efficient financing execution for an income-producing multifamily asset.
Looking for Multifamily DSCR Financing?
Every multifamily financing transaction has its own property, borrower, income, and underwriting considerations.
Investors exploring a refinance for an income-producing property can review Crequity.ai’s DSCR refinance loan program to learn more about available financing solutions.
For investors considering other multifamily financing scenarios, CR Equity AI also provides educational resources and multifamily loan underwriting guidance to help investors understand the financing process.
More Funded Deals
See how other real estate transactions have been financed through CR Equity AI, including this $255,000 multifamily DSCR cash-out refinance in Orange Grove, Texas.
Deal information is presented for informational and marketing purposes. Financing terms, qualification requirements, and availability vary by transaction, property, borrower, and applicable lending guidelines.