CR Equity AI recently facilitated a $255,000 DSCR cash-out refinance for a multifamily property in Orange Grove, Texas, providing the borrower with significantly higher leverage than they had originally been offered.
The transaction closed in 22 days with a 30-year fixed loan at 7.25%, achieving 75% LTV on a rural cash-out refinance.
For investors exploring similar financing, CR Equity AI offers DSCR refinance loans for investment-property refinance transactions, including cash-out scenarios.
The Challenge
Before working with CR Equity AI, the client had attempted to close the transaction with 10 other lenders.
The borrower had originally been quoted financing at only 60% LTV, which would have significantly limited the amount of equity they could access through the refinance.
The rural location and cash-out structure added complexity to the financing request, making the right lending solution particularly important.
The Solution
CR Equity AI’s platform helped identify a financing structure that increased the available leverage to 75% LTV, giving the borrower substantially more access to the property’s equity.
The transaction was structured as a DSCR cash-out refinance, allowing the investment property to qualify based on its income-producing characteristics rather than relying solely on traditional borrower-income documentation.
The platform provided the borrower with the leverage and closing terms needed to move the transaction forward after previous attempts with multiple lenders.
The Result
The $255,000 multifamily refinance closed in just 22 days, giving the borrower access to a higher-leverage financing structure than the original 60% LTV quote.
Deal Highlights
Location
Asset Type
Loan Type
Orange Grove, Texas
Multifamily
DSCR Cash-Out Refinance
Loan Amount
LTV
Rate
$255,000
75%
7.25%
Term
Time to Close
Closed
30-Year Fixed
22 Days
March 2026
Higher Leverage. Successful Closing.
This transaction demonstrates how the right financing structure can make a difference when a borrower has already approached multiple lenders without reaching a successful closing.
After being quoted 60% LTV, the borrower ultimately closed at 75% LTV through a rural multifamily DSCR cash-out refinance.
For investors evaluating similar transactions, DSCR refinance loans can provide a financing option for investment-property refinance needs.
March 2026 | Orange Grove, Texas | $255,000 Multifamily DSCR Cash-Out Refinance
Deal details are presented for informational and marketing purposes based on the publicly available transaction information. Financing terms and availability vary by transaction, property, borrower, and applicable underwriting requirements.
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